OBERDORFER, D.J., delivered the opinion of the court, in which GRIFFIN, J., joined. ROGERS, J. (pp. 884-86), delivered a separate opinion concurring in part and dissenting in part.
OPINION
OBERDORFER, District Judge.
Thomas Wenner was the Chief Operating Officer of Orchid Manufacturing Group ("Orchid") when he suffered a heart attack. He sought disability benefits from Sun Life Assurance Company of Canada ("Sun Life") under his employer's disability...
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