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IN RE SPRATLING

No. 06-40614 JTL.

377 B.R. 941 (2007)

In re Eloise SPRATLING, Debtor.

United States Bankruptcy Court, M.D. Georgia, Columbus Division.

October 19, 2007.

Attorney(s) appearing for the Case

Brace W. Luquire, Columbus, GA, for Debtor.

MEMORANDUM OPINION

JOHN T. LANEY, Bankruptcy Judge.

Before the court is creditor Wells Fargo's ("Fargo") objection to confirmation of Debtor Eloise Spratling's ("Debtor") Chapter 13 plan wherein Fargo's secured claim in Debtor's 2005 Chevrolet would be bifurcated into secured and unsecured portions and "crammed down." At issue is whether Fargo holds a purchase money security interest ("PMSI") in Debtor's vehicle. It has previously been determined by this...

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