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IN RE CLEMENT

Bankruptcy No. 06-70414, Adversary No. 06-7177.

375 B.R. 816 (2007)

In re Carla L. CLEMENT, Debtor. Carla L. Clement, n/k/a Carla Seifert, Plaintiff, v. United States Department of Education and Illinois Designated Account Purchase Program, Defendants.

United States Bankruptcy Court, C.D. Illinois.

September 14, 2007.

Attorney(s) appearing for the Case

Carla L. Clement, Springfield, IL, pro se.

James A. Lewis, Rosalie H. Lowery, Springfield, IL, for Defendants.

AMENDED OPINION

MARY P. GORMAN, Bankruptcy Judge.

The issue before the Court is whether the Debtor's student loan obligations owed to the Illinois Designated Account Purchase Program ("IDAPP") should be discharged pursuant to 11 U.S.C. § 523(a)(8) because requiring payment of those loans would impose an undue hardship on the Debtor and her dependents. For the reasons set forth below, this Court finds that the Debtor failed to meet her burden of proof...

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