MEMORANDUM OF DECISION GRANTING PLAINTIFF'S MOTION FOR SUMMARY JUDGMENT
COLLEEN A. BROWN, Bankruptcy Judge.
Joan Santamassino (the "Plaintiff' or "Debtor") initiated this adversary proceeding by filing a complaint on May 22, 2006, seeking a discharge of the student loans she owes to the New Jersey Higher Education Student Assistance Authority (the "Defendant"). The Plaintiff alleges that her responsibilities in serving as the sole, full-time caregiver...
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