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  5. 876 N.E.2d 273 (2007)
 

UNIVERSAL CAS. CO. v. LOPEZ

Nos. 1-05-3376, 1-05-3377.

876 N.E.2d 273 (2007)

UNIVERSAL CASUALTY COMPANY, Plaintiff-Appellant, v. Alejandro LOPEZ; Elsa Alarcon; Susan Goodman; Randy L. Finfer; Barbara R. Weiss; Minda H. Smith; and Allstate Insurance Company, Defendants-Appellees. American Service Insurance Company, Plaintiff-Appellant, v. Sergio Ruiz; Jose D. Gonzalez; and Beth Kim, Indiv. and as Mother and Next Friend of Andrea Kim, Defendants-Appellees.

Appellate Court of Illinois, First District, First Division.

September 17, 2007.

Attorney(s) appearing for the Case

James P. Newman and Donald Patrick Eckler, of Newman Raiz, LLC, Chicago, for Appellants.

Peter C. Morse, Jeffrey A. Siderius and John M. Kotleski of Morse & Bolduc, Chicago, for Appellees.

Presiding Justice CAHILL delivered the opinion of the court:

Plaintiff insurers appeal from a trial court's denial of motions for declaratory judgments. Plaintiffs alleged fraudulent misrepresentation in defendants' applications for automobile insurance. Plaintiffs rescinded the insureds' policies and returned their premiums after drivers who were not disclosed as household members on the insureds' applications for insurance...

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