Reversed by published opinion. Judge TRAXLER wrote the opinion, in which Judge NIEMEYER and Judge WILSON joined.
OPINION
TRAXLER, Circuit Judge:
Verdelle Blackshear appeals a decision of the district court awarding summary judgment to Reliance Standard Life Insurance Company ("Reliance Standard") and refusing to disturb the denial of Blackshear's claim for benefits under a group life insurance policy. For the reasons that follow, we reverse.
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