OPINION
Opinion by Justice WHITTINGTON.
Julie and Johnny Crocker appeal the trial court's summary judgment in favor of American National General Insurance Company (ANGIC), American National Property & Casualty Insurance Company (ANPAC), Gary Armstrong, and Armstrong & Armstrong Adjusters Association, Inc. (together referred to as Armstrong). Because the surface water exclusion in the Crockers' homeowners insurance policy barred their claims for damage...
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