ORDER
JOHN D. RAINEY, District Judge.
Appellant Educational Credit Management Corporation ("ECMC") appeals from the final order of the United States Bankruptcy Court in the Southern District of Texas ("Bankruptcy Court") issued in Adversary Action No. 05-06006. Having considered the parties' arguments, the applicable law, and the Bankruptcy Court's rulings, the Bankruptcy Court's decision is REVERSED.
Factual and Procedural Background
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