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IN RE WESTFALL

No. 06-60297.

365 B.R. 755 (2007)

In re Jamie Allen WESTFALL and Angela Ann Westfall, Debtors.

United States Bankruptcy Court, N.D. Ohio, Eastern Division.

As Amended May 17, 2007.

Attorney(s) appearing for the Case

Charles C. Butler, Bryan, OH, Lindsey I. Hall, Theodore A. Konstantinopoulos, Javitch, Block & Rathbone, Mark R. Lembright, Shapiro and Felty, L.L.P., Cleveland, OH, for Creditors.

James F. Ciccolini, Medina, OH, for Debtors.

MEMORANDUM OF OPINION

RUSS KENDIG, Bankruptcy Judge.

Before the court are two objections to confirmation of debtors' fourth amended chapter 13 plan. The plan proposed by debtors attempts to cram down (to reduce to a value other than the balance owed) secured liens on two automobiles, each purchased within nine hundred ten (910) days of debtors' filing, where a portion of the loan proceeds was used to pay off negative equity (the amount by which the debt...

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