MEMORANDUM OPINION
DOUGLAS D. DODD, Bankruptcy Judge.
Guaranty Bank & Trust Co. ("Guaranty") filed a complaint against debtor Chris Levert Sanford ("Sanford") alleging that Sanford's debt to Guaranty is not dischargeable under 11 U.S.C. §§ 523(a)(2), (3), (4) and (6). The bank also objected to Sanford's discharge under 11 U.S.C. §§ 727(a)(2), (3) and (6).
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