MEMORANDUM OPINION
DENNIS R. DOW, Bankruptcy Judge.
In this adversary proceeding, Plaintiffs Dennis McLaughlin and Petra Patricia McLaughlin ("Debtors") seek a determination, pursuant to 11 U.S.C. § 523(a)(8), that their student loan debt, owed to the U.S. Dept. of Education ("Education") and to Educational Credit Management Corp. ("ECMC") should be discharged for the reason that excepting the debts from discharge would impose upon them an undue...
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