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IN RE NEUMANN

Bankruptcy No. 04-51118, Adversary No. 05-5005.

374 B.R. 688 (2007)

In re Cindy NEUMANN, a/k/a Cindy Whetstone, and John Neumann, Sr., Debtors. Minnesota Fair Plan, Plaintiff, v. Cindy Neumann, a/k/a Cindy Whetstone, and John Neumann, Sr., Defendants.

United States Bankruptcy Court, D. Minnesota.

August 17, 2007.

Attorney(s) appearing for the Case

Walter W. Vasil, Duluth, MN, for Debtors.

Wendy M. Canaday, Flynn Gaskins & Bennett LLP, Minneapolis, MN, for Plaintiff.

Andrew Engebretson, Duluth, MN, for Defendants.

MEMORANDUM DECISION AND ORDER FOR JUDGMENT

GREGORY F. KISHEL, Chief Judge.

This adversary proceeding came on before the Court for trial. The Plaintiff appeared by its attorneys, Bradley J. Ayers and Wendy M. Canaday. Defendant Cindy Neumann appeared personally and by her attorney, Andrew Engebretson. The following memorializes the decision on the issues presented at trial, based on the evidence received and the arguments of counsel.

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