MOORE, J., delivered the opinion of the court, in which ADAMS, D.J., joined. COOK, J. (pp. 556-59), delivered a separate opinion concurring in the judgment.
OPINION
KAREN NELSON MOORE, Circuit Judge.
Plaintiff-Appellant Adrienne Bennett ("Bennett") filed an action under the Employee Retirement Income Security Act ("ERISA"), 29 U.S.C. § 1132, against Kemper National Services, Inc. ("Kemper"), Lumbermens Mutual Casualty Company ("Lumbermens")...
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