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IN RE RAY

C/A No. 06-03988-DD.

362 B.R. 680 (2007)

In re James B. RAY and Annie M. Ray, Debtors.

United States Bankruptcy Court, D. South Carolina, Columbia Division.

February 28, 2007.

Attorney(s) appearing for the Case

Joseph E. Mitchell, III, Augusta, GA, for Debtors.

Joseph F. Buzhardt, III, Office of the United States Trustee, Columbia, SC, for U.S. Trustee.

ORDER FINDING A PRESUMPTION OF ABUSE UNDER 707(b)

DAVID R. DUNCAN, Bankruptcy Judge.

THIS MATTER is before the Court on the United States Trustee's ("UST") Motion to Dismiss Case Pursuant to 11 U.S.C. § 707(b)(1)1 Based on Presumption of Abuse ("Motion"). A hearing was held in this matter January 16, 2007. James B. Ray and Annie M. Ray ("Debtors") and the UST appeared, by and through counsel, to argue the Motion.

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