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HAMM v. AMERIQUEST MORTG. CO.

Nos. 05-3984, 06-3086.

506 F.3d 525 (2007)

Sarah HAMM, Plaintiff-Appellant, v. AMERIQUEST MORTGAGE COMPANY, Ameriquest Mortgage Securities, Inc., and AMC Mortgage Services, Inc., Defendants-Appellees. Shirley Jones, Plaintiff-Appellee, v. Ameriquest Mortgage Company, Ameriquest Mortgage Securities, Inc., and AMC Mortgage Services, Inc., Defendants-Appellants.

United States Court of Appeals, Seventh Circuit.

Decided October 17, 2007.

Attorney(s) appearing for the Case

Al Hofeld, Jr. (argued), Edelman, Combs & Latturner, Chicago, IL, for Plaintiff-Appellant.

Jonathan N. Ledsky (argued), Craig A. Varga, Varga, Berger, Ledsky, Hayes & Casey, Chicago, IL, for Defendants-Appellees/Defendants-Appellants.

Before FLAUM, MANION, and WOOD, Circuit Judges.

WOOD, Circuit Judge.

Plaintiffs Sarah Hamm and Shirley Jones sued defendants Ameriquest Mortgage Company ("Ameriquest"), Ameriquest Mortgage Securities, Inc., and AMC Mortgage Services, Inc., in separate actions brought under the Truth In Lending Act ("TILA"), 15 U.S.C. § 1640. Each of them claimed that Ameriquest, the original lender, violated TILA by failing to state explicitly the payment period in the borrowers' TILA Disclosure Statements. In addition, each...

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