BARNES, Chief Judge.
Following our grant of a discretionary appeal under OCGA § 5-6-35(a)(1), Robert J. Michna appeals the grant of summary judgment to Blue Cross and Blue Shield of Georgia, Inc. ("Blue Cross"). The appeal arises from a suit Michna brought against Blue Cross, his insurer, which had refused to pay a hospital bill he submitted.
Michna went to the emergency room, sought treatment, and was placed in a bed
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