SHER v. LAFAYETTE INS. CO.

No. 2007-CA-0757.

973 So.2d 39 (2007)

Joseph SHER v. LAFAYETTE INSURANCE COMPANY; United Fire & Casualty Company; the United Fire Group; Robert Jones; Wes Swank; Fred Vanderbrook; and Property Loss Consulting, Inc.

Court of Appeal of Louisiana, Fourth Circuit.

Writ Granted January 11, 2008.


Attorney(s) appearing for the Case

James M. Garner, Darnell Bludworth, Lauren L. Hudson, Timothy B. Francis, Sher Garner Cahill Richter Klein & Hilbert, L.L.C., New. Orleans, LA, for Joseph Sher.

Robert A. McMahon, Jr. Howard B. Kaplan, William D. O'Regan, IV, Bernard, Cassisa, Elliott & Davis, APLC, Metairie, LA, Ralph S. Hubbard III, Lugenbuhl, Wheaton, Peck, Rankin & Hubbard, New Orleans, LA, for Lafayette Insurance Company.

James M. Garner, Darnell Bludworth, Timothy B. Francis, Kevin M. McGlone, Sher Garner Cahill Richter Klein & Hilbert, L.L.C., New Orleans, LA, Amicus Curiae, Xavier University of Louisiana.

Charles C. Foti, Attorney General, Baton Rouge, LA, Amicus Curiae, State of Louisiana.

John W. Houghtaling, II, James M. Williams, Gauthier, Houghtaling & Williams, L.L.C., Metairie, LA, Amicus Curiae, Gauthier, Houghtaling & Williams, L L C.

Kevin E. Cunningham Roedel Parsons Koch Frost Balhoff & McCollister, Baton Rouge, LA, Amicus Curiae, American Insurance Association.

Wm. Ryan Acomb, Adrianne L. Baumgartner, Charles L. Chassaignae, IV, Porteous, Hainkel & Johnson, LLP, New. Orleans, LA, Amicus Curiae, The National Association of Mutual Insurance Companies.

Dominic J. Ovella, Sean P. Mount, Daniel M. Redmann, Hailey McNamara Hall Larmann & Papale, L.L.P., Metairie, LA, Amicus Curiae, Fidelity and Deposit Company of Maryland; Empire Fire arid Marine Insurance Company; Empire Indemnity Insurance Company; and Centre Insurance Company.

Edward D. Wegmann, Harry S. Hardin, III, Madeleine Fischer, Joseph J. Lowenthal, Jr., Jones Walker Waechter Poitevent Carrere & Denegre, L.L.P., New Orleans, LA, Robert Shulman, Howery LLP, Washington, DC, Amicus Curiae, The Administrators of the Tulane Educational Fund.

(Court composed of Judge PATRICIA RIVET MURRAY, Judge JAMES F. McKAY, III, Judge TERRI F. LOVE, Judge MAX N. TOBIAS, JR., and Judge LEON A. CANNIZZARO).


TERRI F. LOVE, Judge.

This appeal arises from an insurance, claim resulting from damages related to Hurricane Katrina. Joseph Sher, the owner of a five-unit apartment building in New Orleans, contested the claim determination of his commercial insurer, Lafayette Insurance Company. Lafayette Insurance Company refused to pay additional funds asserting that Joseph Sher's property was not properly maintained and that the policy did not cover flood damages. The trial court...

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