OPINION
KLAPHAKE, Judge.
Following the death of Daniel Savage in early 2005, appellant Chong Suk Perry sought survivor's economic loss benefits from Savage's insurer, respondent Auto Owners Insurance Company. Respondent denied appellant's request on the basis that she was not a survivor within the meaning of the insurance policy because she was not Savage's "dependent." Appellant sought arbitration, which the district court stayed after respondent filed...
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