EMILIO M. GARZA, Circuit Judge:
Robert Kaltenbach ("Kaltenbach") appeals from the district court's Rule 12(b)(6) dismissal of his suit against Keith Richards ("Richards") under the Fair Debt Collection Practices Act ("FDCPA"), 15 U.S.C. § 1692 et seq.
Kaltenbach purchased a mobile home and used it as security on a loan from Vanderbilt Mortgage and Finance, Inc. ("Vanderbilt"). When he failed to keep up with his payments, Vanderbilt sent him letters notifying...
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