FIESS v. STATE FARM LLOYDS

No. 04-1104.

202 S.W.3d 744 (2006)

RICHARD FIESS AND STEPHANIE FIESS, Appellants, v. STATE FARM LLOYDS, Appellee.

Supreme Court of Texas.

Opinion Delivered August 31, 2006.


SCOTT BRISTER, Justice.

The question in this case is not whether insurers should provide mold coverage in Texas, a public policy question beyond our jurisdiction as a court. The question instead is whether the language in an insurance policy provides such coverage — no more and no less.

The rules for construing insurance policies have been around for a long time, long before this dispute arose. Those rules require us to construe a policy according to...

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