OPINION OF THE COURT
TIMOTHY J. DUFFICY, J.
A nonjury trial was held in this matter on August 5, 2005. Defendant Ridgewood Savings Bank served a posttrial memorandum of law; plaintiff, Gaspare Chiofalo, served a response to Ridgewood's memorandum of law; and, upon the court's direction in a letter to Ridgewood's counsel with copies to plaintiff and codefendant, Vedwatee Brijlall, dated December 7, 2005,...
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