BECKER, J.
¶ 1 In these consolidated cases, North Carolinians Leslie Dean and Robert Hargette were beneficiaries of structured settlements, each separately approved by North Carolina courts. To fund the settlement payments, the liable parties bought annuities from Symetra Life Insurance Company. The settlement agreements and annuity contracts prohibited Dean and Hargette from assigning their rights to payment. Later, Dean and Hargette arranged to give the right...
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