IN RE GILES

No. 06-10153 ELF.

340 B.R. 543 (2006)

In re Vanessa GILES, Debtor.

United States Bankruptcy Court, E.D. Pennsylvania.

April 10, 2006.


Attorney(s) appearing for the Case

Henry J. Sommer, Philadelphia, PA, for Debtor.


MEMORANDUM OPINION

ERIC L. FRANK, Bankruptcy Judge.

I. INTRODUCTION

In this chapter 7 bankruptcy case, Northeastern Title Loans, LLC ("NTL"), has requested relief from the automatic stay in order to exercise its rights as a lienholder against an automobile owned by the Debtor, Vanessa Giles ("the Debtor"). The Debtor has responded by requesting avoidance of NTL's lien as impairing her exemption in a "tool of the trade". See

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