MEMORANDUM OPINION
ERIC L. FRANK, Bankruptcy Judge.
I. INTRODUCTION
In this case, I am called upon to interpret and apply 11 U.S.C. § 524(m). Section 524(m) is one of the new provisions of the Bankruptcy Abuse Prevention and Consumer Protection Act of 2005, Pub.L. No. 109-8, 119 Stat. 23 (2005) ("BAPPA"). For the reasons set forth below, I will exercise my authority under 11 U.S.C. § 524(m) (1) to disapprove a chapter 7...
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