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IN RE ROWLEY

No. 06-40160.

348 B.R. 479 (2006)

In re Verna D. ROWLEY, Debtor, and Wells Fargo Financial Acceptance, Creditor.

United States Bankruptcy Court, S.D. Illinois.

August 25, 2006.

Attorney(s) appearing for the Case

Daniel A. Silver, Murphysboro, IL, for Debtor.

OPINION

KENNETH J. MEYERS, Bankruptcy Judge.

The issue before the Court is whether a secured creditor's claim can be bifurcated or "stripped down" under 11 U.S.C. 506(a)1 if the debtor has no equity in a certain type of collateral, specifically a motor vehicle purchased for debtor's personal use within the 910 day period preceding the petition. See 11 U.S.C. § 1325(a)(9).

Debtor, Verna D. Rowley, filed...

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