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McCOY v. FIRST CITIZENS BANK

No. 05-507.

148 P.3d 677 (2006)

2006 MT 307

Michael J. McCOY and Diane P. McCoy, Plaintiffs and Appellants, v. FIRST CITIZENS BANK, Defendant and Respondent.

Supreme Court of Montana.

Decided November 29, 2006.

Attorney(s) appearing for the Case

For Appellants: David Duke, Billings, Montana.

For Respondent: Gerald B. Murphy, Nancy Bennett, Moulton, Bellingham, Longo & Mather, P.C., Billings, Montana.

Justice PATRICIA O. COTTER delivered the Opinion of the Court.

¶ 1 In 1997, plaintiffs Michael and Diane McCoy (the McCoys) established a line of credit with the First Citizens Bank (the Bank) against which they periodically borrowed money for working capital associated with their cattle ranch. As of their last loan on January 21, 2000, the principal amount owed by the McCoys was $414,173.00. The Bank notified them that...

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