MEMORANDUM OPINION
ALBERT E. RADCLIFFE, Bankruptcy Judge.
This matter comes before the court on the Chapter 7 Trustee's (Trustee) objection to OSU Federal Credit Union's (OSU) proof of claim # 1. After hearing, the parties submitted briefs and have submit ted the matter on the record.
Facts:
The following facts are undisputed:
Debtor filed her Chapter 7 petition, herein, on October 14, 2005.
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