KNOTTS v. ZURICH INS. CO.

No. 2004-SC-0400-DG.

197 S.W.3d 512 (2006)

Lloyd KNOTTS; and Jackie Knotts, Appellants, v. ZURICH INSURANCE COMPANY; Zurich American Companies; and Zurich American Insurance Company of Illinois, Appellees.

Supreme Court of Kentucky.

Rehearing Denied August 24, 2006.


Attorney(s) appearing for the Case

Larry B. Franklin, Franklin & Hance, Lee E. Sitlinger, Sitlinger, McGlincy, Steiner, Theiler & Karem, Louisville, Counsel for Appellants.

James Douglas Harris, Jr., Wyatt, Tarrant & Combs, Bowling Green, Robert E. Stopher, Boehl, Stopher & Graves, Louisville, Counsel for Appellees.

Douglas Hoots, Tyler Griffin Smith, Landrum & Shouse, Lexington, Counsel for Amicus Curiae, the Insurance Institute of Kentucky, State Auto Insurance Companies, State Farm Insurance Companies.

Carl D. Frederick, Paul Joseph Hershberg, Seiller & Handmaker, Louisville, Counsel for Amicus Curiae, the Kentucky Academy of Trial Attorneys.

Eugene R. Anderson, Anderson, Kill & Olick, New York, NY, Amy Bach, Mill Valley, CA, M. Austin Mehr, Timothy E. Geertz, Austin Mehr Law Offices, Lexington, Counsel for Amicus Curiae, United Policyholders.


ROACH, Justice.

I. Introduction

Appellant, Lloyd Knotts, was seriously injured in a construction accident while performing construction work under a contract for a company. He initiated a claim with the company's insurer and later filed a personal injury action against the company. He subsequently filed a bad-faith suit against the company's insurer for violations of Kentucky's Unfair Claims Settlement Practices...

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