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IN RE TUREK

Nos. 1-04-BK-03910, 1-04-BK-00505.

346 B.R. 350 (2006)

In re Thomas P. TUREK and Pamela Baker-Turek, Debtors. In re Thomas P. Turek and Pamela Baker-Turek, Movants, v. Charles J. Dehart, III, Chapter 13 Trustee, Respondent. In re Allen L. Kuykendall and Michele J. Kuykendall a/k/a Michele Macy a/k/a Michele Davis, Debtors. Allen L. Kuykendall and Michele J. Kuykendall a/k/a Michele Macy a/k/a Michele Davis, Movants, v. Charles J. Dehart, III, Chapter 13 Trustee, American General Cons. Discount Co., F & M Trust, B-Line Household Credit Services, Dell Financial Services, Patriot Federal Credit Union, T-Mobile, Premier Bankcard, and Capital One Bank, Respondents.

United States Bankruptcy Court, M.D. Pennsylvania.

July 21, 2006.

Attorney(s) appearing for the Case

John P. Neblett, Harrisburg, PA, for

Thomas P. Turek and Pamela Baker-Turek.

Gary J. Imblum, Knupp Kodak and Imblum PC, Harrisburg, PA, for Allen L. Kuykendall and Michele J. Kuykendall.

OPINION

MARY D. FRANCE, Bankruptcy Judge.

Under what terms may a debtor accelerate payments under a confirmed chapter 13 plan and obtain an early discharge? This issue is raised in the two cases addressed in this opinion albeit in different procedural contexts. In the case of Thomas and Pamela Turek ("the Tureks"), the issue arose in the context of a proposal to refinance a residential mortgage. In the case of Allen and Michele Kuykendall ("the Kuykendalls...

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