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IN RE EZELL

No. 05-38219.

338 B.R. 330 (2006)

In re Larry E. EZELL, Regina A. Ezell, Debtors.

United States Bankruptcy Court, E.D. Tennessee.

March 13, 2006.

Attorney(s) appearing for the Case

Richard M. Mayer, Esq., Knoxville, TN, for Debtors.

Husch & Eppenberger, LLC, Holly N. Knight, Esq., Christopher M. Kerney, Esq., Nashville, TN, for JPMorgan Chase Bank, N.A.

Gwendolyn M. Kerney, Esq., Knoxville, TN, Chapter 13 Trustee.

Hodges, Doughty & Carson, Thomas H. Dickenson, Esq., Knoxville, TN, for Amicus Curiae Intervenors, Knoxville TVA Employees Credit Union, Y-12 Federal Credit Union, Tennessee Members 1st Federal Credit Union, Holston Methodist Federal Credit Union, Citizens National Bank, Bank of Tennessee, ORNL Federal Credit Union, and TNBank.

National Association of Consumer, Bankruptcy Attorneys, Tara Twomey, Esq., Washington, DC, Bond, Botes & Lawson, P.C., Cynthia T. Lawson, Esq., Knoxville, TN, Principal Attorneys for Amicus Curiae Intervenors, National Association of Consumer Bankruptcy Attorneys.

MEMORANDUM ON OBJECTION TO CONFIRMATION FILED BY JP MORGAN CHASE BANK, N.A.

RICHARD STAIR, JR., Bankruptcy Judge.

This contested matter is before the court on the Objection to Confirmation of Plan and Plan Terms Filed by JPMorgan Chase Bank, N.A. (Objection to Confirmation) filed on December 2, 2005, by JPMorgan Chase Bank, N.A. (Chase), a secured creditor, objecting to confirmation of the Debtors' Chapter 13 Plan. A preliminary hearing on the Objection...

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