MEMORANDUM OPINION AND ORDER
SIDNEY B. BROOKS, Bankruptcy Judge.
THIS MATTER comes before the Court on the Motion for Waiver of Budget and Credit Counseling ("Waiver Motion") filed by Jocelyn "Joy" S. Tulper and Leon Tulper ("Debtors") on April 10, 2006 (Docket # 14). The Court, having reviewed the Motion and the within case file, and having heard the testimony of the Debtors and arguments of counsel, makes the following findings of fact, conclusions of...
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