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IN RE BELL

No. 04-11119 K.

339 B.R. 309 (2006)

In re Roger BELL and Terri Bell, Debtors.

United States Bankruptcy Court, W.D. New York.

March 3, 2006.

Attorney(s) appearing for the Case

Scott Bylewski, Barry Sternberg Law Office, Cheektowaga, NY, for Debtors.

OPINION AND ORDER

MICHAEL J. KAPLAN, Bankruptcy Judge.

In the case of In re White, 169 B.R. 526 (Bankr.W.D.N.Y.1994), this Court ruled that if a Chapter 13 debtor loses her manufactured home despite good faith efforts to save it under her Plan, she may treat any deficiency as an unsecured claim, because that is a necessary implication of our Chapter 13 Plans.

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