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IN RE ROWLANDS

BAP No. 05-057, Bankruptcy No. 03-10933-WCH, Adversary No. 04-01442-WCH.

346 B.R. 279 (2006)

Elliott M. ROWLANDS, Debtor. Elliott M. Rowlands, Defendant-Appellant, v. Arthur J. Fraser and AJF Financial Corp., Plaintiffs-Appellees.

United States Bankruptcy Appellate Panel for the First Circuit.

June 28, 2006.

Attorney(s) appearing for the Case

Michael S. Kalis, Esq., on brief for Defendant-Appellant.

Richard W. Bland, II, Esq., and Isaac H. Peres, on brief for Plaintiffs-Appellees.

Before LAMOUTTE, VAUGHN and DEASY, United States Bankruptcy Appellate Panel Judges.

VAUGHN, Bankruptcy Judge.

Elliot M. Rowlands (the "Debtor") appeals from an order of the United States Bankruptcy Court for the District of Massachusetts (the "bankruptcy court") dated November 9, 2005, granting summary judgment in favor of Arthur J. Fraser and AJF Financial Corp. (the "Appellees") and denying a discharge to the Debtor pursuant to 11 U.S.C. § 727(a)(2)(A). In ruling for the Appellees, the bankruptcy court concluded that, during the year preceding...

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