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CINCINNATI INS. CO. v. SAMPLES

No. 2004-SC-0005-DG, 2004-SC-0680-DG.

192 S.W.3d 311 (2006)

CINCINNATI INSURANCE COMPANY, Appellant/Cross-Appellee v. Raymond SAMPLES, Appellee/Cross-Appellant.

Supreme Court of Kentucky.

May 18, 2006.

Attorney(s) appearing for the Case

Daniel E. Mumer, Michael Earl Hammond, Andrew Nathan Moore, Douglas L. Hoots, Landrum & Shouse, Lexington, Counsel for Appellant/Cross-Appellee Cincinnati Insurance Company.

David B. Allen, Versailles, Counsel for Appellee/Cross-Appellant Raymond Samples.

Opinion of the Court by Justice COOPER.

Appellee, Raymond Samples, was injured in a two-vehicle accident on August 11, 1997. At the time of the accident, Samples was operating a motor vehicle owned by his employer, BGM Equipment Co., Inc. ("BGM"), and insured by Appellant, Cincinnati Insurance Co. ("Cincinnati"). The accident occurred when Samples's vehicle was struck by a vehicle owned and operated by Michael Howton and insured by Direct General Agency, Inc. ("Direct...

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