MEMORANDUM OPINION
ERIC L. FRANK, Bankruptcy Judge.
I. INTRODUCTION
In this chapter 13 bankruptcy case, the holder of the mortgage on the Debtor's residential real estate filed a proof of claim asserting the existence of a prepetition delinquency of $18,102.58 on the mortgage. The Debtor objects to certain components of the lender's claim for prepetition arrears. Specifically, the Debtor challenges the lender's entitlement to the...
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