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ST. PAUL FIRE v. EMPLOYERS INS. CO. OF NEV.

No. 42621, 43518.

146 P.3d 258 (2006)

ST. PAUL FIRE AND MARINE INSURANCE CO., and James Ormonde, Appellants, v. EMPLOYERS INSURANCE COMPANY OF NEVADA, A Mutual Company, Respondent. St. Paul Fire and Marine Insurance Co., and April Wessman, Appellants, v. Employers Insurance Company of Nevada, A Mutual Company, Respondent.

Supreme Court of Nevada.

November 9, 2006.

Attorney(s) appearing for the Case

J. Michael McGroarty, Chtd., and Susan M. Harrelson and J. Michael McGroarty, Las Vegas, for Appellants.

Beckett, Yott & McCarty and Laurie A. Yott, Reno, for Respondent.

Before the Court En Banc.

OPINION

MAUPIN, J.

In these appeals, which involve workers injured in work-related automobile accidents, we consider certain relationships between workers' compensation insurance and uninsured/underinsured motorist (UM/UIM) coverage purchased by the employer: first, whether workers' compensation insurers enjoy independent statutory rights to subrogate against employer-furnished UM/UIM coverage; second, whether the UM/UIM insurer may unilaterally exclude...

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