Justice HALL delivered the opinion of the court:
The plaintiff, Illinois Farmers Insurance Company (Farmers), filed an action for declaratory judgment against the defendants, Arrid Hall, Tracy Hall, Darius Hall and Arrid Hall, Jr. Farmers sought a declaration that, under the provisions of its automobile insurance policy providing coverage to Arrid Hall, the defendants' claims for loss of consortium were subject to the $250,000 per-person limit of liability and that...
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