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PRA III, LLC v. HUND

No. 3-04-0886.

846 N.E.2d 965 (2006)

364 Ill. App.3d 378

301 Ill.Dec. 362

PRA III, LLC, Plaintiff-Appellee, v. Cheryl J. HUND, Defendant-Appellant.

Appellate Court of Illinois, Third District.

Rehearing Denied May 8, 2006.

Attorney(s) appearing for the Case

Jeremy P. Monteiro, Daniel A. Edelman (argued), Cathleen M. Combs, James O. Latturner, Tara L. Goodman, Edelman, Combs & Latturner, LLC, Chicago, for Cheryl J. Hund.

Christine Olson McTigue, David M. Schultz (argued), Jennifer W. Weller, Jennifer L. Wigington, Hinshaw & Culbertson, LLP, Chicago, for PRA III, LLC.

Justice McDADE delivered the opinion of the court:

Plaintiff, PRA III, LLC (PRA), is in the business of buying and collecting bad credit card debts. Defendant, Cheryl Hund, had entered into a credit card agreement with Associates National Bank and agreed to pay interest at 20% on unpaid balances. PRA acquired Hund's debt by assignment and sought to recover it, charging the same rate of interest as had its predecessor in interest. PRA filed a complaint against Hund...

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