RANDOLPH, Justice, for the Court.
¶ 1. John W. Prather, M.D., and his wife Barbara Prather, (collectively "the Prathers"), filed suit against Terry L. Bullard ("Bullard") and The Guardian Life Insurance Company of America ("Guardian") on December 15, 2000, about their 1990 purchase of a Guardian life insurance policy. Bullard filed a cross-claim against Guardian, alleging Guardian induced him to sell the Prathers a life insurance policy based upon false and misleading...
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