ORDER DENYING DEFENDANTS' MOTION FOR SUMMARY JUDGMENT AND GRANTING PLAINTIFFS' MOTION FOR SUMMARY JUDGMENT
DONOHUE, United States Magistrate Judge.
I. INTRODUCTION AND SUMMARY CONCLUSION
This is a civil action brought under the Fair Debt Collection Practices Act (FDCPA), 15 U.S.C. § 1692-16920, the Servicemembers Civil Relief Act (SCRA), 50 U.S.C. app. §§ 501-93, the Washington Consumer Protection Act (WCPA), R.C.W. § 19.86
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