Discretionary appeal accepted; cause consolidated with 2006-0767, Floss v. Culver, Ashtabula App. No. 2004-A-0014, 2006-Ohio-197; cause held for the decision in 2005-2399 and 2006-0249, Mid-Am. Fire & Cas. Co. v. Heasley, Lake App. No. 2004-L-115, 2005-Ohio-6072; and briefing schedule stayed.
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