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PROFITT v. ONEBEACON INS.

No. 5-05-0045.

845 N.E.2d 715 (2006)

363 Ill. App.3d 959

300 Ill.Dec. 826

Josephine Evelyn PROFITT, Administrator of the Estate of David R. Profitt, Deceased, Plaintiff-Appellant, v. ONEBEACON INSURANCE, Defendant-Appellee.

Appellate Court of Illinois, Fifth District.

Motion to Publish Granted February 14, 2006.

Opinion Filed February 14, 2006.

Attorney(s) appearing for the Case

Stephen W. Stone, Howerton, Dorris & Stone, Marion, for Appellant.

Al J. Pranaitis, Hoagland, Fitzgerald, Smith & Pranaitis, Alton, for Appellee.

Justice CHAPMAN delivered the opinion of the court:

David Profitt (now deceased) filed a declaratory judgment action against OneBeacon Insurance (OneBeacon) to determine the extent of coverage afforded by an automobile policy it had issued to its insured, Phyllis Johnson, for injuries Profitt sustained in an accident with Johnson. Profitt contended that the existence of two declarations pages permits the stacking of policy limits. OneBeacon contended that the second...

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