WELLS, Judge.
Mercury Insurance Company of Florida appeals a determination of coverage and an award of costs and fees in favor of insured Kiril Anatkov. Anatkov cross appeals the trial court's decision not to apply a multiplier in calculating the fees awarded to him. We affirm both the appeal and cross appeal.
On February 28, 2003, Anatkov was involved in an automobile accident with Gustavo Salazar. Salazar had liability coverage with State Farm with limits...
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