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RICHARDSON v. LOTT

No. 2004 CA 2770.

928 So.2d 567 (2006)

Ashli RICHARDSON, Karl M. Beattie and Bobbie G. O'Bryan, Jr. v. Bobby Gerald LOTT, Jr., Bobby Gerald Lott, Sr., State Farm Mutual Automobile Ins. Co. and Terrebonne Parish Consolidated Government.

Court of Appeal of Louisiana, First Circuit.

Writ Denied March 5, 2006.

Attorney(s) appearing for the Case

William P. Crews, Jr., Natchitoches, William S. Watkins, Houma, Counsel for Plaintiff/Appellant Ashli Richardson.

Gregory Schwab, Houma, Counsel for Defendant/Appellee State Farm Mutual Automobile Ins.

Howard B. Kaplan, Metairie, Counsel for Defendant/Appellee USF & G.

John D. Schoonenberg, Houma, Counsel for Defendant/Appellee Terrebonne Parish Consolidated Government.

Before: CARTER, C.J., DOWNING and McDONALD, JJ.

DOWNING, J.

The issue on appeal is whether Terrebonne Parish Consolidated Government (Terrebonne) had validly waived underinsured/uninsured (UM) coverage prior to an accident where a City of Houma police officer, Ashli Richardson, was injured by an underinsured motorist. The trial court ruled that Terrebonne validly rejected UM coverage on its policies with United States Fidelity & Guaranty Company (USF & G). The court also ruled that Terrebonne was not responsible...

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