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VOLDEN v. INNOVATIVE FINANCIAL SYSTEMS

Nos. 04-3640, 04-3641.

440 F.3d 947 (2006)

Travis VOLDEN, Appellant/Cross-Appellee, v. INNOVATIVE FINANCIAL SYSTEMS, INC., Appellee/Cross-Appellant.

United States Court of Appeals, Eighth Circuit.

Filed: March 10, 2006.

Attorney(s) appearing for the Case

Michael A. Hauck, argued, Sioux Falls, SD, for appellant.

Thomas K. Wilka, argued, Sioux Falls, SD, for appellee.

Before MELLOY, BEAM, and BENTON, Circuit Judges.

BEAM, Circuit Judge.

Travis Volden appeals from a grant of summary judgment in favor of Innovative Financial Systems, Inc. (IFS) for claims made under the Fair Debt Collection Practices Act (FDCPA) and state-law causes of action for fraud and deceit. IFS cross-appeals the district court's1 conclusion that IFS is a debt collector for purposes of the FDCPA. We affirm.

I. BACKGROUND

IFS is primarily a check guarantee...

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