POLSTER, D.J., delivered the opinion of the court, in which McKEAGUE, J., joined.
MOORE, J. (pp. 871-874), delivered a separate dissenting opinion.
OPINION
POLSTER, District Judge.
Defendant-Appellant Wayne Morgan Jones ("Jones") was sentenced to twelve months of imprisonment for defrauding and attempting to defraud a financial institution in violation of 18 U.S.C. § 1344(1)
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