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CATENCAMP v. CENDANT TIMESHARE RESORT GROUP-CONSUMER FINANCE, INC.

No. 06-2030.

471 F.3d 780 (2006)

Joseph CATENCAMP, Plaintiff-Appellant, v. CENDANT TIMESHARE RESORT GROUP-CONSUMER FINANCE, INC., Defendant-Appellee.

United States Court of Appeals, Seventh Circuit.

Decided December 14, 2006.

Attorney(s) appearing for the Case

Robert K. O'Reilly (argued), Ademi & O'Reilly, Cudahy, WI, for Plaintiff-Appellant.

Mary C. Turke (argued), Michael Best & Friedrich, Madison, WI, for Defendant-Appellee.

Before EASTERBROOK, Chief Judge, and BAUER and EVANS, Circuit Judges.

EASTERBROOK, Chief Judge.

Every "debt collector" must comply with the Fair Debt Collection Practices Act, 15 U.S.C. §§ 1692-1692o. That term includes anyone who regularly collects debts. See Heintz v. Jenkins, 514 U.S. 291, 115 S.Ct. 1489, 131 L.Ed.2d 395 (1995); Thomas v. Simpson & Cybak, 392 F.3d 914 (7th Cir. 2004) (en banc). But a "debt collector" is defined as a third...

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