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IN RE VAGI

No. 06-40033.

351 B.R. 881 (2006)

In re Donald Marvin VAGI, Sr. and Jennifer Lynn Vagi, Debtors.

United States Bankruptcy Court, N.D. Ohio.

September 26, 2006.

Attorney(s) appearing for the Case

Robert A. Ciotola, Canfield, OH, for Debtors.

MEMORANDUM OPINION

KAY WOODS, Bankruptcy Judge.

This cause is before the Court on the Objection to Claim of Capital One Auto Finance Claim # 3 filed on behalf of Donald Marvin Vagi, Sr. ("Mr.Vagi") and Jennifer Lynn Vagi ("Mrs.Vagi") (collectively "Debtors") on May 9, 2006. A Response was filed on behalf of Capital One Auto Finance ("Creditor") on June 19, 2006.

On July 20, 2006, the Court conducted an evidentiary hearing. Debtors were present and...

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