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HANDY v. ANCHOR MORTG. CORP.

Nos. 04-3690, 04-4042.

464 F.3d 760 (2006)

Vernon HANDY, Administrator of the Estate of Geneva H. Handy, Plaintiff-Appellant, v. ANCHOR MORTGAGE CORPORATION and Countrywide Home Loans, Inc., Defendants-Appellees.

United States Court of Appeals, Seventh Circuit.

Decided September 29, 2006.

Attorney(s) appearing for the Case

Francis R. Greene (argued), Edelman, Combs & Latturner, Chicago, IL, for Plaintiff-Appellant.

Bert J. Zaczek (argued), Chicago, IL, Howard L. Teplinsky, Ottenheimer, Teplinsky, Rosenbloom, Buffalo Grove, IL, for Defendants-Appellees.

Before BAUER, WOOD, and SYKES, Circuit Judges.

WOOD, Circuit Judge.

In 2000, Geneva Handy obtained a new mortgage on her home from Anchor Mortgage Corporation. As anyone who has taken out such a loan is doubtless aware, such a transaction requires a strong wrist and a good pen to sign a bevy of forms and documents. Many of these forms are required by the Truth in Lending Act (TILA), 15 U.S.C. § 1601 et seq., one of whose requirements is at issue in this case: that a creditor clearly disclose to a borrower...

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