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IN RE QARI

Bankruptcy No. 05-44325 TM. Adversary No. 05-4465 AT.

357 B.R. 793 (2006)

In re Abdullah QARI, aka Michael Qari, fdba Ariana Limousine Services, and Rahela Jalal Qari, aka Rahela Jalal, Debtors. Patelco Credit Union, Plaintiff, v. Abdullah Qari, aka Michael Qari, fdba Ariana Limousine Services, and Rahela Jalal Qari, aka Rahela Jalal; and Paul Mansdorf, Chapter 7 Trustee, Defendants.

United States Bankruptcy Court, N.D. California.

November 21, 2006.

Attorney(s) appearing for the Case

Edward O. Lee, Law Offices of Edward 0. Lee, Fremont, CA, Howard L. Hibbard, Law Offices of Howard L. Hibbard, Hayward, CA, for defendants.

Spencer P. Scheer, Scheer and Imfeld, San Rafael, CA, for plaintiff.

Paul Mansdorf, El Sobrante, CA, pro se.

MEMORANDUM OF DECISION

LESLIE TCHAIKOVSKY, Bankruptcy Judge.

In the above-captioned proceeding, plaintiff Patelco Credit Union ("Patelco") seeks to except from the above-captioned debtor's (the "Debtor") chapter 7 discharge pursuant to 11 U.S.C. § 523(a)(2)(A) and (6) the debt arising from two vehicle loans (the "Debt"). The proceeding was tried to the Court on October 11, 2006 and was taken under submission. After considering the evidence presented...

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